International Journal of Agriculture Extension and Social Development

author(s)
AM Chavai, KR Kadam, AP Lawand, RN Kad and AS Dahatonde

abstract
The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme is a landmark direct benefit transfer initiative aimed at supporting small and marginal farmers in India. This study explores the perceptions of farmers regarding the scheme in Ahilyanagar district, Maharashtra, using an ex-post facto research design and primary data from 150 randomly selected beneficiaries. Findings reveal that lack of awareness about the e-KYC process (64.67%) and insufficient financial assistance (59.33%) are the most significant constraints. Other notable challenges include irregular installment disbursement, complex registration procedures, and digital barriers. Key suggestions from beneficiaries include organizing e-KYC awareness campaigns, increasing the scheme amount, aligning cash transfers with cropping seasons, and simplifying registration. The results underscore the need for targeted interventions in awareness, timely support, and process simplification to enhance the scheme’s effectiveness and outreach. These insights offer valuable guidance for policymakers to strengthen PM-KISAN’s impact on rural livelihoods.