International Journal of Agriculture Extension and Social Development

author(s)
Shweta Rani, Azad Ahamd, Aman Nisar, Deepak Kumar Choudhary, AK Shah, Meera Kumari, Shubham Priyadarshi and Yogita Sharma

abstract
Self-Help Groups (SHGs) have emerged as a potent grassroots tool for addressing various social challenges by fostering financial inclusion, social awareness, and economic empowerment. The present study investigates the impact of SHGs on the socio-economic empowerment of rural women in the Banka district of Bihar. The study used a multi-stage sampling technique to select 100 women SHG members from two blocks, Belhar and Katoriya. Data was collected through structured interviews and analyzed using statistical tools. The study found that the SHG participation significantly improved women’s decision-making abilities, freedom of movement, control over resources and empowerment at the community level. The study also observed significant increases in income, expenditure, savings and employment generation after joining the SHGs. The enhanced economic condition enabled better financial decision-making and a higher standard of living. SHGs have a transformative impact on the socio-economic lives of rural women in Banka by enhancing their economic stability and community engagement. To support and strengthen SHGs and ensure sustained growth, policy support and interventions for the weaker section of women is needed.