International Journal of Agriculture Extension and Social Development

author(s)
Ananth Kumar and Dr. Muralidhar LB

abstract
Risks associated with farming include those related to weather, productivity, prices, government regulations, international markets, and other variables that affect farmers' earnings. In order to shield farms from production risk resulting from landslides, storms, frost, floods, cyclones, and droughts, the government has implemented crop insurance. However, crop insurance's effectiveness and acceptance are lacking. Therefore, it's important to comprehend how to enhance crop insurance's performance. Farmers have not been very active in purchasing insurance premiums, so it is necessary to look into the barriers to participating in the programme. The particular goals were to assess the barriers to obtaining insurance for crops in the research area and to characterise the socioeconomic characteristics of farmers. With the aid of a carefully designed questionnaire, primary data were gathered from 126 respondents who are the offspring of farmers pursuing degrees in agriculture from several agricultural universities in Karnataka. In order to determine the association between the respondents' level of awareness of insurance for crop shames and their involvement in farming activities, data were evaluated using a correlation statistical method. The study also aims to assess how respondents' awareness of crop protection is influenced by their family size, or more specifically, their family constitution (nuclear or joint family). The respondents had medium level of knowledge about Crop protection (69 (or nearly 55%) said they had no knowledge of crop insurance. Additionally, it is discovered that there is no discernible variation in the respondents' assessments of their level of crop insurance awareness among those with varying family constitutions. There is no discernible difference in the understanding and comprehension of crop protection schemes between respondents from joint families and nuclear families. According to the study, in order to encourage respondents to adopt a few villages while pursuing a degree in awareness-building as part of the curriculum, it is necessary to raise an elevated level of awareness about insurance for crops schemes by means of the course material in the first the semester of their admission.